Most Frequently Asked Questions About The Reserve at Gearhart

Below are answers to many of the most frequently asked questions we receive about The Reserve. If you don’t find the answer to your question here, please email us, or give us a call at 503-738-2419. We are always happy to help!

1. Who was the developer of The Reserve and who owns the development now?
2. What is the size of the property?
3. How many homes will be in the community?
4. Is the Community gated?
5. Is the community protected from storms?
6. Are there any owner association fees?
7. What are the taxes?
8. Who may I choose to build my home?
9. Is there a time limit to build on my home site?
10. What are the minimum building requirements?
11. Is there financing available?
12. Will I have an on site sewage system to maintain?
13. Can I purchase a complete home and lot instead of designing a home and hiring a builder myself?
14. Can I rent my property at times when I am not in residence?



 1. Who was the developer of The Reserve and who owns the development now?

The original developer of The Reserve at Gearhart was a Washington LLC called The Reserve at Gearhart LLC. It was their dream and design that built this beautiful neighborhood. Wells Fargo Bank now owns the development.

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2. What is the size of the property?

The original property, purchased from two separate parties was approximately 89 acres. Thirty-nine acres were transferred to the North Coast Land Conservancy and dedicated as habitat for the Oregon Silverspot Butterfly in a continuing program to restore the butterfly population to the area. Fifty acres were actually developed.

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3. How many homes will be in the community?

There will be 130 individual lots, ranging from 10,000 to well over 20,000 square feet in area. Some purchasers may wish to build one home on 2 or more lots, but the maximum number of homes built can not exceed 130. View lots for sale

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4. Is the Community gated?

The Gearhart Planning Commission has decided that they do not wish to have any gated communities within the City. There are two roads – Sheridan Drive and Drummond Drive - leading from Highlands Lane into the project, only one, Sheridan,  is be open to regular traffic. Drummond Drive is an emergency access and egress route only and is equipped with a break-away gate which can be forced in an emergency, but will remain closed at all other times.

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5. Is the community protected from storms?

The Reserve at Gearhart is located just east of the shore dune along the Oregon Coast. The location is somewhat protected against the full forces of the prevailing winds and blowing sand that occasionally punish the properties actually overlooking the beach itself.


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6. Are there any owner association fees?

Yes, there are assessments on the lots to cover such things as common areas, park, street lights, entry monument, landscaping, signage, and community sanitary system maintenance. These fees are presently $90 per month.

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7. What are the taxes?

Clatsop County levees taxes at the rate of 11.4161 per $1000.00 of assessed value of the property and improvements within the City Limits of Gearhart. There will be one yearly tax statement from Clatsop County.

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8. Who may I choose to build my home?

There are several builders in the area and a list of some who are involved in this community are included on this website.

There will be no restrictions on which builder a buyer might select, but the Developer is insistent on maintaining a very high quality of construction and design in the community. It would be very wise for a buyer to thoroughly check references of any builder they might choose. See a list of local home builders.

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9. Is there a time limit to build on my home site?

No; an owner may purchase and retain a lot in The Reserve at Gearhart indefinitely prior to beginning construction.

The lot must be maintained at all times and no weeds, brush, or scotch broom may be allowed to cover the lot. The Homeowners Association and the Developer share the costs of mowing the lots when necessary so owners will not have to make special arrangements individually. Owners of vacant lots will be billed for a small pro-rated amount for each mowing, once or twice per year.


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10. What are the minimum building requirements?

The minimum heated square footage is 2,000 s/f on the perimeter homesites excluding porches, garages, outbuildings and no structure over 3 stories is permitted. Interior homesites have a minimum 1,500 s/f requirement. There are several items in the Covenants, Conditions, and Restrictions covering siding, roof materials & pitches.

Single story homes are discouraged, but may be constructed with dormers and windows above the main floor to suggest a loft or second story. The Architectural Control Committee must review and approve all plans with the intent of maintaining consistency and appropriateness within the community. Review architectural guidelines.

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11. Is there financing available?

A list of area lenders familiar with this project is included on our Website. In addition, you or your sales representative may have lender contacts that could finance your purchase. It is recommended that the purchaser inquire about the various possibilities with more than one lender. View list of local lenders.

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12. Will I have an on site sewage system to maintain?

Although the lot sizes are adequate for on site systems, the Developer has installed a community sanitary system to serve all the lots. This allows you to make use of all possible buildable space on your lot. The Oregon Department of Environmental Quality has issued the permit for the system and it is completed and in operation at this time.

The system consists of one 1500 gallon tank and pump on each lot. The pump sends waste water into a common line in the street where it is directed to a state of the art, below ground treatment facility within the community. Following treatment, the waste water is be pumped to an underground drain field in the butterfly habitat area to the east. The byproducts will nourish the coastal prairie grasses and flowers which the Silverspot Butterfly uses for reproduction.

This configuration eliminates large septic tanks, drain fields, and reserved repair areas on the individual lots and opens up the entire lot as useable area. The individual pumps will be monitored at all times and should a failure occur the maintenance contractor will be alerted to make immediate repairs, even if the owner is not in residence at the time.

Each individual homesite installation will become part of the entire system once the manufacturer’s warranty period is over. The monthly homeowners dues will include all maintenance costs with the exception of the occasional pumping of the on site tank. This should not become necessary unless the tank is somehow contaminated or is used heavily over a long period of time. Learn more about the Community Sanitary System.
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13. Can I purchase a complete home and lot instead of designing a home and hiring a builder myself?
 
North River Homes is currently building homes on Lots 11 and 83. Other local builders have plans ready to go on several other lots.

Jump to Builder contact page

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14. Can I rent my property at times when I am not in residence?

Long term rentals and month to month arrangements are allowed. In consideration of all the residents in The Reserve at Gearhart, short term (less than 30 days) and “vacation rentals” are not permitted.

However, in order to protect all homeowners in the rare case of a nuisance tenant, the Developer or the Homeowners Association may take action to require the owner to cause the removal of the tenant. If the tenant is not removed, the homeowner may be fined on a per day basis until the situation is resolved.

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Take advantage of current investment opportunities!

10,000 square foot and larger lots in Gearhart, right on the Oregon Coast - ready to build - start at $95,000. New homes from $400's. The Oregon Coast has not seen values like this in a generation .Invest now before rates begin to climb.

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